PayPal Fee Calculator & Converter

Our PayPal Fee Calculator helps you determine exactly how much you’ll pay in fees for any PayPal transaction. It uses PayPal’s standard fee structure (3.49% + $0.49 for domestic transactions) but allows you to customize these rates. You can calculate fees in two ways:

• Standard Mode: Enter transaction amount to see fees and net amount
• Reverse Mode: Enter desired net amount to calculate required transaction

The calculator also supports currency conversion for 35+ international currencies.

PayPal’s standard fees vary by transaction type and country. For most domestic transactions in the US, PayPal charges:

• Goods and Services: 3.49% + $0.49 per transaction
• Friends and Family (US): Free when using PayPal balance or bank account
• International Transactions: 4.49% + fixed fee (varies by currency)
• Currency Conversion: Additional 4% fee above exchange rate

Note: These rates may change, so always check PayPal’s official fee page for current rates. Our calculator defaults to standard rates but allows customization.

Our PayPal Fee Calculator provides highly accurate calculations based on PayPal’s published fee structure. It accounts for:

• Percentage fees: Calculated precisely on the transaction amount
• Fixed fees: Added to every transaction (typically $0.49)
• Currency conversion: Uses realistic exchange rates for 35+ currencies
• International fees: Can be adjusted for cross-border transactions

For exact amounts, always verify with PayPal’s official calculator, as fees can vary based on account type, transaction volume, and special agreements.

Yes! Our PayPal Fee Calculator supports 35+ currencies for international calculations. You can:

• Select from/to currencies from 35+ options including USD, EUR, GBP, JPY, CAD, AUD, etc.
• Adjust exchange rates to match current market rates
• Calculate cross-border fees by adjusting percentage and fixed fee settings
• See converted amounts in both original and target currencies

International PayPal transactions typically have higher fees (around 4.49% + fixed fee), which you can set in the calculator’s custom settings.

Use the “Reverse Calculation” mode in our PayPal Fee Calculator:

1. Toggle to “Calculate Required Amount” mode
2. Enter the net amount you want to receive after fees
3. The calculator will show:
   • Required transaction amount to request
   • Total PayPal fees that will be deducted
   • Breakdown of percentage and fixed fees
4. For international transactions, enable currency conversion

This is perfect for freelancers, sellers, and service providers who need to know what amount to invoice to receive a specific net payment.

Yes, absolutely! Our PayPal Fee Calculator is 100% free with no hidden costs, registration requirements, or usage limits. You can:

• Calculate unlimited PayPal fee calculations
• Use all 35+ currency conversions
• Access both calculation modes (standard and reverse)
• Save and bookmark calculations for future reference
• Use the tool on any device without restrictions

We’re committed to providing free, useful financial tools for individuals and businesses worldwide.

While our calculator doesn’t have built-in save functionality, you can easily preserve your calculations:

• Copy Results: Use the “Copy Results” button to copy all calculation details to your clipboard
• Screenshots: Take screenshots of your calculations for reference
• Bookmark: Bookmark the page with your specific settings
• Manual Recording: Note down important calculations for recurring transactions

For frequent calculations, consider creating a spreadsheet template based on the fee formulas displayed in the calculator.

Currency conversions add an extra layer of fees to PayPal transactions:

• Exchange Rate Margin: PayPal adds approximately 4% to the exchange rate
• Additional Percentage Fee: International transactions often have higher percentage fees
• Fixed Fee Variations: Fixed fees change based on the currency
• Double Conversion: If sending/receiving in different currencies, conversion happens twice

Our calculator lets you:

1. Select source and destination currencies
2. Adjust exchange rates to match PayPal’s rates
3. See fees in both original and converted amounts
4. Compare net amounts across currencies

PayPal charges different fees based on transaction type:

Our calculator primarily focuses on Goods & Services transactions but can be customized for any fee structure.

While you can’t eliminate PayPal fees completely, you can minimize them:

• Use PayPal Balance: Avoid additional card processing fees
• Bundle Transactions: Combine smaller transactions into larger ones to reduce fixed fee impact
• Negotiate Rates: High-volume sellers may qualify for discounted rates
• Choose Currency Wisely: Send/receive in the same currency when possible
• Consider Alternatives: For very large transactions, compare with wire transfers
• Factor Fees into Pricing: Use our reverse calculator to include fees in your prices

Use our calculator to experiment with different scenarios and find the most cost-effective approach for your transactions.